(503) 568-6899 jad@nwfgi.com

USDA Loans

USDA loans are backed by the U.S. Department of Agriculture as part of its Guaranteed Housing Loan program. USDA loans offer 100% financing, and no-money down mortgages with below-market rates.

USDA loans offer a few other bells and whistles:

  • 100% financing
  • No limit on seller contributions
  • Modular and manufactured homes may be eligible
  • No lot size restrictions
  • Gift funds allowed to cover closing costs
  • No pre-payment penalty
  • Good for purchase or refinance
  • Geographic restrictions
  • Mortgage insurance included (may be financed into loan)
  • Income limits
  • Single family, owner occupied only – no duplex homes

Let’s Find Your Ideal Home Loan

Let’s get to know one another. Complete the form below, or just give me a call to schedule a time to talk or get together.

I’ll learn as much as I can about your current and future financial situation, goals, and aspirations. Then, I’ll guide you through the mortgage lending process and find the right mortgage for your purchase, all tailored to you.

Contact Me

Your Northwest Mortgage Broker


12411 SE 2nd Circle
Vancouver, WA 98684


(503) 568-6899



Your Northwest Mortgage Broker

As Your Northwest Mortgage Broker, I eliminate barriers to home ownership for first-time home buyers, homeowners looking to upgrade, individual property investors, and owners interested in improving their financial position by refinancing their home.


Individual NMLS # 1025363
Company NMLS # 101770



© Your Northwest Mortgage Broker, 2021