Home Loan Services for the
First-Time Home Buyer
As a first-time home buyer, it’s easy to get overwhelmed with the home buying process. You likely have lots of questions, such as:
- How do I start? Should I hire a realtor first? Go to open houses? Search home listings on websites?
- How can I know I’m ready to buy a house?
- How much can I afford?
- Do I have enough for a down payment?
- Are there other costs I’m not aware of?
- How do I get a home loan?
With all the options and resources out there, it’s tough to know just where to start. It’s a common misconception that the home buying process starts with finding the right home. But if you don’t know how much you can spend, or where the funding will come from, you don’t really have a way of making an offer on a property.
A better, more effective place to start is by finding the right mortgage broker, and getting pre-approved for a home loan. Then, you’ll know exactly what you can and should spend on a home, and will have the financial backing to make your most competitive offer.
Benefits of Relationship First Lending
As your relationship-first mortgage broker, I walk you through the home buying process – from the beginning of the process to the closing of your loan (and beyond).
But even before finding the right loan for you, I take the time to get to know you and your unique situation. I ask questions like:
- What are your short and long term financial goals?
- Where do you see yourself in the future?
- What are your career plans?
- Do you have or plan to raise a family in your new home?
Think of a mortgage and property ownership as a long term investment that works for you over time. Your home is a financial asset; you can and should leverage that asset to your financial benefit.
By taking the time to understand your specific financial outlook both now and into the future, I help find you a home loan that helps you meet your financial goals, and becomes a generator of future wealth that can benefit you for years to come.
“Jad provided us with extremely high-quality customer service and helped us every single step of the way. As first-time home buyers, he was invaluable to us — he knew the answers to questions that we didn’t know to ask. He was timely, honest, and transparent. We really enjoyed working with him and we can’t recommend him enough for anyone looking to purchase a home in the Pacific Northwest.”
– R. Mowery
Not All Home Loans Are Created Equal
There are a variety of loan types, loan providers, and options available for first-time home buyers. Helping you understand your short and long term financial goals helps us narrow down your home loan options.
And, partnering with a mortgage broker helps you understand all the available options. Backed by a robust lending group, I offer multiple loan types and am a broker to multiple lenders.
More options mean more opportunity to craft a custom solution unique to your specific needs – not all loans are equal
Ready to learn more about the home buying process, and find a home loan that’s right for you? Let’s talk.
Let’s Find Your Ideal Home Loan
Let’s get to know one another. Complete the form below, or just give me a call to schedule a time to talk or get together.
I’ll learn as much as I can about your current and future financial situation, goals, and aspirations. Then, I’ll guide you through the mortgage lending process and find the right mortgage for your purchase, all tailored to you.
Your Northwest Mortgage Broker
Your Northwest Mortgage Broker
As Your Northwest Mortgage Broker, I eliminate barriers to home ownership for first-time home buyers, homeowners looking to upgrade, individual property investors, and owners interested in improving their financial position by refinancing their home.
Individual NMLS # 1025363
Company NMLS # 101770
© Your Northwest Mortgage Broker, 2021